Welcome to the Home Page of the Defined Benefit Retirement Protection Fund

Please take the time to view the About US section and the Pension Facts section to see who we are and why we have formed together to fight for defined benefit pension plans.

If you have already donated and it is your first visit to the site, please click on the red “Register” link next to the log in area.  This will redirect you to a login application form.  Please fill it out and submit it.  It may take up to 24 hours to approve this form as your application must be compared to the donation list.  Once it is confirmed, you will receive an email confirmation that you are allowed to log in with the user name and password you selected.

If you are a retired City of Miami Firefighter and you would like to donate to our organization please go to the About Us section and click on the Join Now tab.   Once you have donated you can register for website privileges by clicking on the word  “apply” in the left upper corner of this page next to the log-in area to be redirected to a login application form which will allow you to create a user name and password. After your donation has been recorded and you have signed up for your web privileges you will receive an email allowing access to the Members section of this website.

You must make a donation prior to receiving web site privileges!

If you are a citizen, politician, government official, or anyone else looking for information on Defined Benefit Programs vs other types of retirement programs please take a look at our Pension Facts section and contact us if you have any further questions or comments.

If you would like to donate to this organization to help educate the public about the benefits of defined benefit plans please email us at Teris@dbpfmiami.org

The Defined Benefit Retirement Protection Fund was founded by three retired Miami Fire Fighters with the intent to educate the public about Defined Benefit Pensions. These three firefighters had spent their entire lives trying to improve and protect retirement benefits for fire fighters and were appalled at the negative press that was being spread by special interests and the media during the great recession and continued even when economic times improved.

Charles Hall, Don Teems, and Dan Givens founded the group in April of 2013 to combat the false information on a local, state and even national level. They felt it their job to fight back against those that would have people live in poverty in their retirement years by surviving on personal savings and social security. They did not accept that those that had sacrificed their blood, sweat and tears in the public safety arena should have to go back to work after retiring from the fire department just to make ends meet.

Since they organized the DBPF the group has grown to over 400 members and continues to grow each year. The group has increased its scope to also educate and protect the benefits of retirees other than pensions, including post retirement health insurance.

Define Benefit Retirement Protection Fund Mission Statement

The purposes for which this corporation is created and maintained shall be exclusively for the promotion of social welfare and no activities which are not permitted by an organization exempt from taxation pursuant to Section 501(c)(4) of the Internal Revenue Code, as amended, shall be permitted.

The corporation shall have the following specified powers:

(1) To gather, analyze and disseminate data and information relating to employee benefits at the state, county and municipal levels and other issues, including, but not limited to, the support of professional firefighters;

(2) To serve as a core organization to bring together citizens, governmental agencies and representatives of other organizations which have a common interest in issues relating to state, county and municipal pensions, generally, within the State of Florida;

(3) To conduct fundraising activities for the production of revenues adequate to carry out the purposes of the corporation;

(4) To employ staff, consultants, attorneys and accountants as are necessary for the proper operation of the corporation;

(5) To disseminate to the public, civic and governmental organizations and other non-profit and business entities information relating to the purposes of the corporation and such other subjects as may from time to time arise;

(6) To exercise powers permitted by Florida law of a corporation not for profit;

(7) To register, if it becomes necessary, and function as a political committee pursuant to Chapter 106, Florida Statutes or the corresponding section of any later adopted statutes or to establish a separate political committee, as permitted by law;

(8) To conduct such other related activities permitted to be conducted by an organization exempt from taxation pursuant to Section 501(c)(4) of the Internal Revenue Code, as amended.